Benefits

Benefits

 

The following benefits are offered to all full-time employees of the Town of Wake Forest. All insurance coverage becomes effective 30 days from employment date.

 

Medical Insurance – Blue Cross/Blue Shield of NC (BCBSNC)

The Town has two medical plans (PPO and HDHP plans).  The Town pays for employee coverage – at $850.00/month for the PPO Plan and $700.00 for the HDHP Plan. BCBSNC administers both medical plans. As a covered member, you may choose to receive care from any primary care physicians and specialists listed in the BCBSNC directory without a referral.  There is a $25 co-payment for office visits and $50 for specialists for the PPO plan. The PPO Plan has a total annual out-of-pocket maximum of $3,500 for single coverage and $7,000 per family per calendar year. The HDHP Plan has a total annual out-of-pocket maximum of $5,000 for single coverage and $10,000 per family per calendar year.  Prescription drugs for both plans: $4 co-payment for generic (Tier 1), $40 co-payment (Tier 2), and $55 co-payment (Tier 3) for brand name drugs on the Preferred Drug List.  For additional member information, go to bcbsnc.com.

Employee Contributions for Additional Medical Coverage 

PPO Plan Bi-weekly Employee Cost

 

HDHP Plan Bi-weekly Employee Cost

Employee + Spouse

 

$150.00

 

Employee + Spouse

 

$112.50

Employee + Child

 

$50.00

 

Employee + Child

 

$12.50

Employee + Children

 

$100.00

 

Employee + Children

 

$75.00

Family

 

$362.50

 

Family

 

$300.00

If selecting the HDHP, employees are also eligible to participate in the HSA (Health Savings Account).  This account allows employees to pay for qualified medical expenses or leave the funds invested in the account for future medical expenses (tax-free).  The Town contributes $1,000.00 to an employee’s HSA account when enrolled in the HDHP.

 

Dental Insurance – Delta Dental

Town pays for employee coverage.  $1,500 per person annual maximum/plan year benefit, $50 annual deductible ($100 per family) when applicable.  Pays 100% reasonable and customary charges for preventive services, 80% of charges for basic restorative services, and 80% of charges for major restorative services.  Orthodontia is available for children up to age 19.  For additional member information, go to Dental Insurance – Delta Dental

Employee Contributions for Dependent Dental Coverage

Bi-weekly Employee Cost 
  • Employee + Spouse - $25.33
  • Employee + Child(ren) - $29.00
  • Family - $40.96

 

Vision Insurance – Superior Vision

Optional coverage benefit. Benefits include a low $10 co-pay for the annual exam plus a $150 hardware benefit towards contacts or glasses. For more information, go to superiorvision.com.

Employee Contributions for Vision Coverage

Bi-weekly Employee Cost 
  • Employee Only - $4.49
  • Employee + 1 - $8.71
  • Family - $12.79
Benefits
Human Resources Director
919-435-9491